* Investment newsletter performance is available on the pages titled Investment Newsletter Performance. Hulbert Ratings LLC calculates newsletter performance pursuant to contract with the newsletters being followed. All rights and obligations related to such calculations are governed solely by the terms of those contracts. Non-subscribers who view these pages do so by permission only at no charge and waive any claims of any kind that they might have by viewing the pages. Hulbert Ratings LLC, its staff and Mark Hulbert are not responsible for errors and omissions. Investment Newsletter Performance calculations are solely for the benefit of the newsletters being followed.